As an individual homeowner in northeast Florida, consider an appraisal for the following reasons:

Prior to listing your home for sale with a real estate agent or For-Sale-by-Owner.
to challenge your local property tax assessment
to remove the Private Mortgage Insurance premium from your monthly payment
to reinstate a recently frozen Home Equity Line of Credit
or to review another appraiser's report.

Contact Chad L. Dufresne for an appraisal if your home is located in any of these Florida counties:

Nassau County, Florida
Duval County, Florida
Clay County, Florida
St Johns County, Florida

You can rest assured that he will help you with understanding the process, provide you with all the information you need to make an informed decision about your home, and will do so for a very competitive fee and with a reasonable turn around time.

Pre-listing Services/For Sale by Owner (FSBO)

You have an attachment to your home...we get that! As a professional appraiser, Chad is objective. He won't just tell you what you want to hear, he will tell you what you need to know. An appraisal will help you list your home at the right price, ensuring you get the amount of looks you need to make a timely sale at a price that is a win for both parties. It can also serve as a useful negotiating tool, since it was developed by an objective professional.

Challenging a property tax assessment

If you live in an area that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better.

PMI Removal Appraisals

An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property.

HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Chad can help you reinstate your home equity line of credit with an appraisal.

We Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for preciseness? We can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Contact him, connect on LinkedIn or order online today for the following services:

a residential appraisal in Nassau County, Florida
a residential appraisal in Duval County, Florida
a residential appraisal in Clay County, Florida
a residential appraisal in St. Johns County, Florida

State-Certified and FHA Approved!!